RJM Property Sourcing Blog

New 36% BMV deal

admin — Tue, 17 Aug 2010 14:05:43 +0000

New deal available, 2 bed flat, £750 cash back deal (based on 75% Ltv mortgage), £245 Pcm profit

We have a property at 50d Victoria Street, Newton Stewart, Wigtownshire DG8 6BT that is available for just £45,000, which will value at £70,000.

The property is a 2 bedroom first floor flat.
A mortgage can be raised at 75% Ltv, valuation is £70,000 with a 75% LTV mortgage of £52,500 will be available.

Purchase Price £45,000

Deal Packaging costs £3750 (legals, deposit bridging & mortgage broker fee)

Reservation/finders fee £3000

Total cash in £51,750

Mortgage advance of £52,500 - total cash in of £51,750 = £750 cash back on completion

Mortgage £179.38 (based on BM Solutions 4.1% 2yr tracker)

Rent £425pcm (based on Lha rate)

Monthly profit £245.62

The property is in good condition throughout and is ready to rent out.

This deal will go quickly, so don’t delay, call RJM Properties now to reserve, or reply to this e-mail!

For more info call me on 01776 728001 or reply to this e-mail.

Richard

New 25% BMV deal, Glasgow, Lanarkshire

admin — Mon, 26 Jul 2010 12:19:36 +0000

New 2 bed house available, £2,750 cash in deal (based on 75% Ltv mortgage), £210 Pcm profit

You would actually get paid £1,747.50 after all costs to buy this property if you were to buy using TMW 80% Ltv mortgage product.

We have a property at 44 Lochdochart Road, Glasgow, Lanarkshire G34 0BH that is available for just £67,463, which is valued at £89,950.

The property is a 2 bedroom end terraced house.
A mortgage can be raised at 75% Ltv, valuation is at £89,950 with a 75% LTV mortgage of £67,463 will be available.

Purchase Price £67,463

Legals £750 (buyers, paid upfront to vendors to reserve the deal)

Reservation/finders fee £2000

Total purchase costs = £2,750

25% deposit is paid by the vendor

Mortgage £264 (based on BM Solutions 4.1% 2yr tracker)

Rent £475pcm (based on Lha rate)

Monthly profit £210

The property is in good condition throughout and is ready to rent out.

This deal will go quickly, so don’t delay, call RJM Properties now to reserve, or reply to this e-mail!

For more info call me on 01776 728001 or reply to this e-mail.

Richard

Latest buy to let mortgage rates.

admin — Sat, 03 Jul 2010 08:48:43 +0000

80% loan to value
	TMW	4.99%*	Fixed	31.09.11	3.0%	125% @ 4.99%*	5%
	TMW	5.49%*	Fixed	31.09.13	3.0%	125%	5%
	Bath	5.89%*	Variable	Lifetime	£999	125%	5%
	Shepshed	5.99%*	Variable	Lifetime	£999	125%	Nil
75% loan to value
	Nottingham	4.59%*	Tracker	2 years	£600	125%	5%
	BM	4.60%*	Tracker	2 years	2.75%	125%	3%
	Newbury	5.25%*	Variable	3 years	£750	125%	2%
	Nottingham	5.29%*	Fixed	01.09.13	£1100	125%	180 days interest
	TMW	5.64%*	Fixed	30.09.12	3.0%	125%	5%
	Kensington	5.69%*	Fixed	2 years	2.5%	125% @ 5.69%*	5%
	Aldermore	5.78%*	Fixed	3 years	2.5%	125% @ 5.98%*	5,4,3%
	NatWest	5.79%*	Tracker	30.06.12	£1499	125% @ 6.75%*	3%	Top slicing allowed
70% loan to value
	TMW	3.44%*	Tracker	31.09.11	3.5%	125% @ 4.99%*	3%
	Clydesdale	4.99%*	Fixed	2 years	£1499	125%	3%
	TMW	4.99%*	Variable	Lifetime	£2499	125% @ 4.99%*	3%

*The actual rate available will depend upon your circumstances. Ask for a personalised illustration

New 25% Bmv deal with £184.24 pcm profit!!

admin — Thu, 01 Jul 2010 10:12:15 +0000

New 25% BMV deal, a 2 bed flat in Kilmarnock, Ayrshire;

that is available for just £63,750 and is valued at £85,000

The property is a 2 bedroom flat.
A mortgage can be raised at 80% Ltv, valuation is at £85,000 with a 80% LTV mortgage of £68,000 will be available.

Reservation/finders fee £3000

Deal packaging fee £3700

Total purchase costs = £6700

Purchase price £63,750

+ Total purchase costs £6,700

= Total cash in £70,450

Mortgage advance of £68,000

- Total cash in £70,450

= Total cash left in £2,450

Mortgage £265.76 (based on TMW 80% Ltv 4.69% 1yr fixed)

Rent £450pcm

Monthly profit £184.24

The property is in good condition throughout and is ready to rent out.

This deal will go quickly, so don’t delay, contact RJM Properties now to reserve!

For more info call me on 01776 728001

Richard

New BMV deal, £199.88pcm profit!!

admin — Thu, 01 Jul 2010 09:10:32 +0000

New no money down BMV deal, a 2 bed flat at;

48 Parkend Road
Saltcoats
KA21 5PJ

that is available for just £52,000 and is valued at £72,000

The property is a 2 bedroom flat.
A mortgage can be raised at 80% Ltv, valuation is at £72,000 with a 80% LTV mortgage of £57,600 will be available.

Reservation/finders fee £2000

Deal packaging fee £3700

Total purchase costs = £5,600

Purchase price £52,000

+ Total purchase costs £5,600

= Total cash in             £57,600

Mortgage advance of £57,600

- Total cash in             £57,600

= Total cash left in      £727

Mortgage £225.12 (based on TMW 80% Ltv 4.69% 1yr fixed)

Rent £425pcm

Monthly profit £199.88

The property is in good condition throughout and is ready to rent out.

This deal will go quickly, so don’t delay, contact RJM Properties now to reserve!

For more info call me on 01776 728001 or reply to this e-mail.

Richard

New 25% BMV deals with 5% cash back

admin — Thu, 13 May 2010 10:10:39 +0000

£45,000

2 bed terrace, Burnley

RICS Market Value	£59,950
Investor Price	£45,000
Deposit Paid By Investor	NIL
Instant Equity	£14,950
Rent Achieved PCM	£350
Monthly Mortgage	£176
Client Profit PCM	£173

£59,963

2 bed terrace, Accrington

RICS Market Value	£79,950
Investor Price	£59,963
Deposit Paid By Investor	NIL
Instant Equity	£19,988
Rent Achieved PCM	£395
Monthly Mortgage	£234
Client Profit PCM	£160

£74,962

2 bed terrace, Chorley

RICS Market Value	£99,950
Investor Price	£74,962
Deposit Paid By Investor	NIL
Instant Equity	£24,987
Rent Achieved PCM	£475
Monthly Mortgage	£294
Client Profit PCM	£181

£74,962

1 bed bungalow, Tyne & Wear

RICS Market Value	£99,950
Investor Price	£74,962
Deposit Paid By Investor	NIL
Instant Equity	£24,987
Rent Achieved PCM	£450
Monthly Mortgage	£293
Client Profit PCM	£156

£74,963

3 bed terraced, Houghton, DH4

25 Cragdale Gardens | REPOSSESSED PROPERTY FOR SALE | 25% Deposit Paid |This property comprises of Entrance hall with staircase to first floor, Lounge/dining room ,Garden to front with lawns and borders, 3 Bedrooms. | Current Market Rent £475|

RICS Market Value	£99,950
Investor Price	£74,963
Deposit Paid By Investor	NIL
Instant Equity	£24,988
Rent Achieved PCM	£475
Monthly Mortgage	£393
Client Profit PCM	£181

£74,963

1 bed Apartment, Salford

RICS Market Value	£99,950
Investor Price	£74,963
Deposit Paid By Investor	NIL
Instant Equity	£24,988
Rent Achieved PCM	£450
Monthly Mortgage	£293
Client Profit PCM	£156

£74,963

3 bed semi, Bolton

RICS Market Value	£99,950
Investor Price	£74,963
Deposit Paid By Investor	NIL
Instant Equity	£24,988
Rent Achieved PCM	£475
Monthly Mortgage	£293
Client Profit PCM	£181

£74,963

3 bed semi, Manchester

248 Kenyon Way | REPOSSESSED PROPERTY FOR SALE | 25% Deposit Paid | A three bed semi detached property | BRIEFLY COMPRISING: Briefly comprises; entrance hall, a lounge and a fitted kitchen/dining room. On the first floor of the house you will find three bedrooms and a bathroom. There are gardens to three sides of the house. The property also benefits from central heating and double glazing | Current Market Rent £475 |

RICS Market Value	£99,950
Investor Price	£74,963
Deposit Paid By Investor	NIL
Instant Equity	£24,988
Rent Achieved PCM	£475
Monthly Mortgage	£293
Client Profit PCM	£181

3 bed semi, Gloucestershire

RICS Market Value	£124,950
Investor Price	£93,713
Deposit Paid By Investor	NIL
Instant Equity	£31,238
Rent Achieved PCM	£650
Monthly Mortgage	£367
Client Profit PCM	£282

£112,463

4 bed Semi, Burnley
22 Straight Mile Court | REPOSSESSED PROPERTY FOR SALE | 25% Deposit Paid | Semi-Detached 4 Bedroom Family Home. COMPRISING: - lounge’ Kitchen/ Diner, Downstairs WC, Four bedrooms, Parking. | Market Rent £650 |

RICS Market Value	£149,950
Investor Price	£112,463
Deposit Paid By Investor	NIL
Instant Equity	£37,488
Rent Achieved PCM	£650
Monthly Mortgage	£440
Client Profit PCM	£209

£112,463

3 bed terrace, Cleveland TS25
511 Owton Grange | REPOSSESSED PROPERTY FOR SALE | 25% Deposit Paid | Family Home. This property briefly comprises of;- lounge diner, kitchen, stairs to first floor landing, Three bedrooms. | Current Market Rent £650

RICS Market Value	£149,950
Investor Price	£112,463
Deposit Paid By Investor	NIL
Instant Equity	£37,488
Rent Achieved PCM	£650
Monthly Mortgage	£440
Client Profit PCM	£209

New 25% Bmv deal

admin — Thu, 13 May 2010 09:55:35 +0000

New 3 bed house with £727 cash back, £153.76 Pcm profit

We have a property at;

2D Cairnleith St,

Alyth

Blairgowrie

Perthshire

PH11 8BD

that is available for just £67,463, will value at c.£89,950.

Key features:
·Central Heating
·Double Glazed
·Living Flame Gas Fire
·Lounge/Dining Room
·Kitchen
·3 Bedroom
·Bathroom
·Garden

The property is a 3 bedroom house.
A mortgage can be raised at 80% Ltv, valuation is at £89,950 with a 80% LTV mortgage of £71,213 will be available.

Purchase Price £67,463

Legals £750

Reservation/finders fee £3000

Total purchase costs = £3,750

Purchase price £67,463

+ Total purchase costs £3,750

= Total cash in             £71,213

Mortgage advance of £71,960

- Total cash in             £71,213

= Cash back of           £727

Mortgage £281.24 (based on TMW 80% Ltv 4.69% 1yr fixed)

Rent £435pcm

Monthly profit £153.76

The property is in excellent condition throughout and is ready to rent out.

This deal will go quickly, so don’t delay, contact RJM Properties now to reserve!

For more info call me on 01776 728001 or reply to this e-mail.

Richard

PLEASE NOTE:
RJM Properties and their partners, affiliates, officers, employees, agents, contractors, successors and assigns do not accept any liability for any investment decisions made on the basis of, arising out of, or in any way related to, the use of information contained in this email.

The information and services provided by do not constitute financial, investment or tax advice and should not be taken as such.

RJM Properties are not licensed investment advisors or licensed estate agents.

RJM Properties are not authorized by the Financial Services Authority to provide investment or financial advice.

RJM Properties urge you to obtain professional advice before proceeding with any investment or before using any purchase method offered by a deal finder.
It is the investors’ responsibility to ensure that any purchasing method advertised or recommended by the deal finder complies with current CML codes applicable at the time of purchase.

No responsibility whatsoever can be accepted by RJM Properties in the event that any purchase method used by an investor is deemed non compliant.

New 30% BMV deal - Lanark

admin — Thu, 11 Feb 2010 14:50:54 +0000

Hi, we have a new 30% BMV deal available

This 3 bedroom mid terraced house benefits from full double glazing, gas central heating, and a new kitchen, bathroom has been fully re-decorated and re-carpeted.

The property is worth £130,000 and is available for just £91,000 a 30% discount

Financials;

Value £130,000

Mortgage advance £97,500

Costs;

Purchase price £91,000

Finders fee £2000

Deposit lending fee £1180

Mortgage broker £399

Solicitor £725

Total £95,304

= £95,304 (total costs)

-£97,500 (mortgage advance)

You get £2196 cash back after completion

To reserve this deal, call Property Sourcing Scotland on 01776 728001

How would you like to get paid £1,432 to buy a BMV property?

admin — Tue, 08 Dec 2009 19:21:31 +0000

A 36% Below Market Value Deal + …
Get £1,432 Cash Back On Completion!!

We have a property in Darvel, East Ayrshire that is available for just £35,000, which is valued at £55,000.

The property is a 1 bed sandstone flat on the first floor, which benefits from full double glazing and gas central heating.

A mortgage can be raised at 75% Ltv, valuation is at £55,000 with a 75% LTV mortgage of £41,250 will be available.

Purchase Price £35,000

Finders fee £2,000

Valuation £199

Legals £725

Broker fee £399

Total purchase costs = £4,818

Purchase price             £35,000

+ Total purchase costs £4,818

= Total cash in             £39,818

Mortgage advance of £41,250

- Total cash in             £39,818

= Cash back of            £1,432

Recent sales evidence;

25a East Donnington St £55,000 on 23/10/09

5 East Donnington St £66,000 on 20/08/09

10 Randolcoup Rd £55,000 on 15/01/09

Mortgage £161.56 (bases on BMS 4.7% tracker)

Rent £375pcm (based on Lha rate)

Monthly profit £213.44

For more info call me on 01776 728001 or reply to this e-mail.

The first person to pay the finders fee will get the deal.

Regards,

Richard

New 28% BMV deal - Auchinleck, East Ayrshire

admin — Tue, 17 Nov 2009 15:03:25 +0000

New BMV property deal!!

Hi,

We have a new BMV deal in!

Total cash in to purchase is just under £2503, which includes finders fee, solicitors fee, deposit lending fee and brokers fee.

The property is a 2bed lower cottage flat close to the town centre.

Costs
£49,000 purchase price

£2000 finders fee
£199 Valuation fee
£399 Broker fee
£1180 Deposit lending
£725 Legals
£53,503

-£51,000 mortgage advance

= £2503 total cash left in deal

Rent £425pcm
Mortgage £199.75(BM Solutions 4.7% tracker)
Profit £225.25

Please Note: this property must be purchased using our solicitors, brokers and deposit lending scheme.

Call 01776 728001 to reserve this deal.

Regards,

Richard